Louisiana is struggling with a local weather-fueled insurance disaster. However, Commissioner Temple’s tactic focuses a lot more on Big Insurance’s earnings margins than on supplying aid for struggling homeowners and little corporations.
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As observed previously, obtaining coverage is more sophisticated than it was. Mainly because safety breaches are so high-priced and cybercrime is so common, lots of insurers have become more stringent in their underwriting procedures.
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The increased menace of Read the details extreme weather is driving Louisiana's insurance disaster. There aren't any quick solutions, but condition regulators should not make your situation even worse. Sadly, This is often precisely what Commissioner Tim Temple did during the 2024 legislative session.